Q: Why choose you instead of one of the other Auto Appraisers in the area?
Ken: Just like body shops, most auto appraisers produce appraisals
for Insurance Companies and many use variations of the banned formula
17C in their reports to give Insurance Companies who provide them
volume business a “LOW BALL” appraisal. I don’t have any association
and/or work for any Insurance Company. I feel that is a conflict of
interest to produce a report for both an Insurance Company and Claimants
that may oppose them.
Q: How can I tell if an appraiser also works for Insurance Companies?
Ken:
The easiest way is just to ask. Most appraisers in bed with Insurance companies will own up to working with them. They don’t want any trouble with the FTC, or the Insurance Division of the Oregon Department of Consumer & Business Services.
Q: Can’t I just get an report from a Diminished Value Calculator or one of the cheap out of state report mills?
Ken: In the state of Oregon, you’re required to be certified by Oregon
Department of Transportation (ODOT) to appraise a vehicle except in extenuating circumstances. Most out of
state online appraisers do not have this Certification and since no one has come up with an accurate Diminished Value Calculator, most are just scams. Finding out if a potential appraiser is Authorized by the State of Oregon is as simple
as looking online at
ODOT’s Certified Appraiser License Search
to determine if the Appraiser is qualified to appraise a vehicle in
Oregon. Many insurance companies consider appraisals completed by
Appraisers not certified by ODOT invalid and easy to defeat in court.
Q: How does your Vehicle Sales background compare with other appraisers who have a mechanical and/or body shop background?
Ken: I believe that one of the main reasons that my clients have been so successful with their claims using my appraisals is that Insurance companies have a hard time disputing my logic. I specialize in Inherent Diminished Value. Most Oregon Diminished Value claims worth pursuing fall within this category. Inherent Diminished Value is the diminution in value due to the damage history of the vehicle. Where many of my colleagues only use damage modifiers and never take in account a buyers perception, I do. Because of that, my Diminished Value findings tend to be up to 50% higher than those based on damage modifiers.